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注意!河北多地住房公积金缴存基数调整了

对于上班族来说,每月收入以及五种保险和一种黄金的支付是每个人都关心的问题。日前,河北很多地方公布了2019年度住房公积金支付调整计划。过来找出来。

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石家庄

公积金比例的调整直接与扣除工资和住房贷款有关。 2019年,石家庄住房公积金最高基数为18,476元,最低为3695元。与2019年1月发布的《关于进一步规范2018年度住房公积金缴存基数、比例的通知》相比,公积金存款基数最高值上调了1681元,最低值上调了336元。

此外,存款单位可以确定单位和个人住房公积金存款的比例在5%至12%的范围内。每个存款单位应在2019年7月支付住房公积金时办理存款基地调整业务。

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邯郸

2019年,邯郸市住房公积金最高存款基数为15,675元。华东区,崂山区,复兴区,丰丰矿区,经济开发区,渭南新区,慈县,武安市员工最低存款基数实施标准为1590元;成安县飞翔区永年区,临沂县,衢州县,吉泽县,邱县和She县最低存款基数为1480元;潍县,大明县,广平县和馆陶县的最低存款基数为1380元。

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邢台

存款基数不得超过邢台市统计局公布的全市职工月平均工资的3倍,即16060元,不低于当地月最低工资标准。已批准的存款基础自2019年7月开始实施,并在存款年度(2019年7月1日至2020年6月30日)期间保持不变。

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邢台市住房公积金管理中心关于批准2019年企业职工住房公积金缴纳基数的通知

例如,建设部,财政部,中国人民银行《关于住房公积金管理若干具体问题的指导意见》和各省市有关规定,关于批准企业职工住房公积金支付基数的通知2019年如下:

首先,确定存款基础

(1)存款基数的计算。 2019年雇员对住房公积金的月工资基数(以下简称存款基数)是2018年雇员的平均月工资,即2018年1月至12月雇员的总工资除以12.

(二)新聘职工从第二个月起支付住房公积金,存款基数为该职工的月薪;新转职工应自转让单位转移工资之日起支付住房公积金。存款基数是员工自己的月薪。

(3)工资总额的构成。总薪资由六部分组成:小时工资,计件工资,奖金,津贴和补贴,加班工资,以及在特殊情况下支付的工资,即单位向员工支付的劳务总额。

(4)存款基数的上限和下限。存款基数不得超过市统计局2018年公布的全市职工月平均工资的3倍,即16060元,不低于当地月最低工资标准。

(5)存款基数最高为10元(四舍五入)。

二,验证方法

The unit reports 2019《邢台市住房公积金缴存基数核定申请表》and《邢台市住房公积金缴存基数核定明细表》, and the management department audits it and enters the central system. The approved deposit base has been implemented since July 2019, and remains unchanged during the deposit year (July 1, 2019 to June 30, 2020).

Third, the scope of verification

In January 2019, the deposit base unit and the new account opening unit after January 1, 2019 have been approved, and this time it will not be verified. Other normal depositing units, regardless of whether the employee's salary in 2018 changes, must go through the 2019 annual payment base verification procedures.

Xingtai City Housing Provident Fund Management Center

June 13, 2019

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Tangshan

A few days ago, the website of Tangshan City Housing Provident Fund Management Center released《唐山市住房公积金管理中心关于调整贷款额度核定方式的通知》, the notice required that Tangshan City will implement the new loan quota verification method from June 26, 2019.

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Notice of Tangshan City Housing Provident Fund Management Center on Adjusting the Approval Method of Loan Credits

According to the current real estate situation in the city, approved by the Housing Provident Fund Management Committee, the adjustment method for the loan amount is adjusted as follows:

First, the loan amount verification method

The borrower's loan amount may not exceed 10 times the balance of the borrower's (and spouse) account. If the borrower (and spouse) has not drawn the provident fund within 3 years, the loan amount will increase by 20%.

Second, repayment ability verification

Monthly income=monthly contribution of housing provident fund ÷ (unit contribution ratio + personal contribution ratio)

The repayment ability does not exceed 60% of the monthly income of the borrower (and spouse).

Third, the maximum amount of loans

The maximum loan limit for single and double employees is 600,000 yuan.

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4.新的贷款额度验证方法将于2019年6月26日实施。

唐山市住房公积金管理中心

2019年6月20日

省住房公积金

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河北省直接住房公积金管理中心关于调整2019年住房公积金基数和缴费比例的通知

住房直房资管[2019] 29号

省直接存款单位:

例如,住房和城乡建设部,财政部,中国人民银行《关于改进住房公积金缴存机制进一步降低企业成本的通知》(建金[2018]第45号)和《河北省住房公积金归集提取管理办法》等有关文件,关于调整的通知2019年度住房公积金基数和比例通知如下:p>一,调整范围

河北省省直接住房公积金管理中心办理存款登记的单位。

二,调整内容

(1)计算存款基础的口径和标准。住房公积金基数是上一年(自然年)雇员的月平均工资总额。工资总额根据国家统计局《关于工资总额组成的规定》(控制字[1990]第1号)计算。

在2019年1月1日之后,新雇员将从第二个月开始支付住房公积金。存款基数是员工的月薪总额。

2019年1月1日之后新转入的员工将从工资转移到单位之日开始存入住房公积金。存款基数是员工的月薪总额。

支付职工住房公积金的依据每年核准一次,年度存款基数调整后,新参加工作的新员工不得重新核准。

(2) The upper and lower limits of the deposit base. The maximum monthly contribution of the housing provident fund shall not exceed 3 times the average monthly salary of the employees in the previous year, and the minimum shall not be less than 60% of the average monthly salary of the employees in the previous year. According to the Hebei Provincial Bureau of Statistics announced in 2018 Shijiazhuang (excluding Xinji) urban non-private units employed average annual salary of 73,903 yuan, provincial direct 2019 (July 1, 2019 to June 30, 2020) housing provident fund month The maximum deposit base is 18,476.00 yuan, and the minimum is not less than 3,695.00 yuan.

(3) Calculation of the monthly contribution of the housing provident fund. The monthly contribution of the housing provident fund consists of two parts: the monthly contribution of the housing provident fund paid by the employee and the monthly contribution of the employee's personal housing provident fund. The monthly contribution of the housing provident fund paid by the employee is the monthly contribution of the employee multiplied by the proportion of the unit housing provident fund; the monthly contribution of the employee's personal housing provident fund is the monthly base of the employee's contribution, multiplied by the proportion of the individual housing provident fund.

The unit deposits of the monthly contribution of the housing provident fund and the employee's contribution shall be carried out in units of yuan, rounded off to the nearest yuan.

(4) The proportion of payment. The depositing unit can determine the ratio of the unit and individual housing provident fund deposits within the range of 5% to 12%. The proportion of the employees in the same unit shall be the same, and the proportion of the unit's contribution and the proportion of the employee's payment shall be the same.

Third, note

(1) Each depositing unit shall handle the payment base adjustment business when paying the housing accumulation fund in July 2019.

When the depositing unit approves the monthly contribution of the housing provident fund, it must report it truthfully《省直住房公积金汇缴清册》(can be downloaded from the Provincial Direct Center website). If it is adjusted to increase or decrease the number of employees who have paid in the current month, it is necessary to provide a letter of proof of the increase or decrease of personnel when handling the base adjustment business. The units that have opened the business system of the provincial housing provident fund network can handle the deposit base and deposit ratio adjustment business through the network hall.

xx(2)当存款单位批准存款基础时,应核实员工的个人信息。如果有任何错误,请及时更改。

(3)每个存款单位应确保报告数据的真实性和准确性。经存款基础和存款比例核准后,各支付单位应当以一定方式通知员工批准的员工住房公积金存款基数,支付比例和支付金额,并接受员工监督。

本通知自2019年7月1日起施行。

河北省直接住房公积金管理中心

2019年6月28日

另外

还有哪些城市

住房公积金的存款基数是否已经调整?

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从存款基地的上限来看,广州暂时领先28个城市27960元;此外,除长春,海口,乌鲁木齐等8个城市外,其余20个城市均超过2万元。

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关于住房公积金

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编辑:李铁兵,姜伟

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